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Agency, your own AI hire, or a SaaS tool: three ways to get AI into an SME

10 July 2026 · 3 min read · Robert Van Ysendyck

Every SME that decides to automate faces the same three doors: hire someone who can do it, subscribe to software that promises it, or bring in an agency. Vendors of each door will tell you the other two are mistakes. Here is the version without the sales agenda, including the cases where our own door is the wrong one.

Door one: hire your own automation person

The market reality first. IT and data freelancers in the German-speaking region bill a median of roughly 95 to 104 euros per hour (Freelancer-Kompass survey), which prices a competent freelancer at 700 to 1,200 euros per day. A permanent hire with AI and integration skills lands, fully loaded with employer costs, well into six figures a year in most DACH markets, assuming you can find one: these profiles are exactly what every company is hunting right now.

What the hire buys you that nothing else does: the knowledge stays in the house, compounds over years, and is there the morning something breaks. If automation is going to be core to how your company competes, this is eventually the right answer.

What it quietly assumes: that you have enough continuous automation work to fill a position, that someone in your company can manage and evaluate a role nobody there has held before, and that your business survives the day this one person resigns. For a 15-person company automating three processes, all three assumptions are usually false.

Door two: subscribe to a SaaS tool

The software itself has become genuinely cheap. Intake assistants for law firms start at around 59 to 99 euros per user per month, AI chatbot platforms at 50 to 500 euros per month, voice agents at cents per minute. For a single, well-bounded problem that a product was purpose-built for, this is unbeatable value, and we regularly point intro-call prospects at exactly such products.

What it quietly assumes: that your problem matches what the product does out of the box, that someone in your team will configure it, connect it to your systems, keep it tuned and own it when it misbehaves, and that your process fits the tool rather than the other way around. The subscription is cheap; the internal time is the real price, and it is the line item nobody budgets. Most SaaS automation that fails does not fail loudly. It just quietly stops being used by March.

Door three: an agency

An agency sells you the outcome instead of the ingredients: someone else scopes the process, builds the integration, trains your team and carries the risk of the estimate, ideally at a fixed price. You pay more than a subscription and less than a salary, one project at a time.

What it quietly assumes: that the agency scopes honestly instead of selling you a platform, that what they build is documented and maintainable by others (ask what happens if you leave them), and that they stay reachable after go-live. These assumptions fail often enough that they are the right due-diligence questions for any agency, including us.

The honest decision rules

We published what each path costs in detail, with sources, in our pricing overview. And if you want the decision checked against your specific situation: about a third of our intro calls end with the advice to take one of the other two doors. That statistic is the most useful thing we can tell you about how we run them.

Got a workflow like this?

Tell me about it. Honest take and a rough price, usually within a day.